Car, Plant and Equipment Finance Options


We offer tailored financing solutions to Companies, Partnerships & Sole traders looking to purchase a motor vehicle, plant and equipment for business purposes. There are a number of financing solution available to finance your assets.

The most appropriate type of finance for each business' needs will depend on business structure, cash-flow requirements, GST registration status and tax considerations.

Carruthers Financial Services specialise in financing your business's equipment so that it can perform at its optimum level. We work with you and your accountant to ensure that the right solution is chosen.

Business finance options:

Finance Lease


A Finance Lease enables a business to have the use of a car or commercial vehicle and the benefits of ownership, while the financier retains actual ownership of the vehicle. Like to know more...

Commercial Hire Purchase (CHP)


Commercial Hire Purchase is a commercial finance product where a business (or an individual with a high proportion of business use) "hires" a car from the financier for a fixed monthly repayment over a term, and has the option to purchase the car at the end of the term. Like to know more...

Chattel Mortgage


A Chattel Mortgage is a commercial finance option under which a financier loans money to a business to purchase a car or commercial vehicle (chattel), and then secures the loan with a mortgage over the vehicle. Like to know more...

Novated Lease (Employee Salary Packaging)
Novated Leasing is a great way for businesses to offer an added incentive to their staff at no extra cost to the employer. Like to know more...

Not sure which finance solution is right for your business?

Please call on 02-4272-8250 or email us and one of our financing specialists will contact you within 3 hours.

If you are an individual and need personal car finance, please refer to Personal Loan or Novated leasing options.