Sometimes the costs associated with selling and buying a new home (agent's fees and stamp duty) can be out of proportion to the benefits you gain. That's when it makes sound financial sense to look at renovating or extending your home. In some cases home owners can do it for around the same as the buying and selling costs for a new home.
When it comes to financing your renovations there are a range of options available. Which one is the most appropriate for you depends on your individual circumstances and factors such as how much equity you have in your home, any current loans, your overall financial situation and your timeframe. Working through all the options and taking everything into account can be reasonably complex, but very rewarding.
This is where our knowledge and experience can be invaluable. We'll look at your total situation and work with you to explain all your options and the advantages and risks associated with each. We ensure you get the full benefits from the loan of your choice.
Carruthers Financial Services was established in 2000 filing the service void left by the major banks by providing a mobile, one on one service. We not only help you arrange your finance, but we continue educate and work with you on a regular basis, so you can achieve the Australian dream of owning your own home sooner. 
