Non Conforming Loans - Bad Credit History?

If you have experienced financial problems in the past, this is the loan to help you re-build your bad credit rating and obtain a mortgage. Non-conforming lenders are very flexible - even if you have been bankrupt or just have a bad credit history, this type of product, sometimes known as a bad credit loan,  will make it easier for you to secure your wanted mortgage.



  • You will get a fresh start and the chance to re-build your credit rating.
  • Non judgmental lending rules with flexibility.



  • You'll pay higher interest rates and fees.
  • You will require a larger deposit than normal.

Here is some information on the different type of home loans for your review:

Basic Home Loan
Professional Home Loan Package
Line of Credit
Standard Variable Rate Home Loan
Fixed Rate Home Loan
Split Rate Home Loan
The next step in the process is to complete the form below and we will contact you to discuss what to do next.

Office Contact Details

Phone: 02 - 4272 8250

      02- 4271-8567

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Like To Get Your
Mortgage underway?

To help us help you we have developed an online application form that collects all the necessary information we need  to assess your situation. Please take the time to complete online, its secure and easy to complete. We will receive a confirmation through our system and will contact you to discuss your situation in more detail. It only takes a few minutes to complete. Just simply click the apply online button.

Apply Online for your Home Loan

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David Carruthers is a credit representative (Credit Representative Number [400226]) of BLSSA Pty Ltd (Australian Credit Licence No. 391237).