Non Conforming Loans - Bad Credit History?
If you have experienced financial problems in the past, this is the loan to help you re-build your bad credit rating and obtain a mortgage. Non-conforming lenders are very flexible - even if you have been bankrupt or just have a bad credit history, this type of product, sometimes known as a bad credit loan, will make it easier for you to secure your wanted mortgage.
Advantages
- You will get a fresh start and the chance to re-build your credit rating.
- Non judgmental lending rules with flexibility.
Disadvantages
- You'll pay higher interest rates and fees.
- You will require a larger deposit than normal.
Carruthers Financial Services was established in 2000 filing the service void left by the major banks by providing a mobile, one on one service. We not only help you arrange your finance, but we continue educate and work with you on a regular basis, so you can achieve the Australian dream of owning your own home sooner. 
