Line of Credit

A line of credit is not only for available for personal needs; it can be used to establish a credit limit for investment purposes, such as property or share acquisition. A line of credit takes advantage of the equity that you have in your home.

Equity is simply the difference between what your property is worth and what you owe. For example, if you have $200,000 to pay off on a home worth $500,000, you have $300,000 worth of equity.

A line of credit provides you with an approved limit. The loan can be taken in full or in stages, making it a particularly useful tool for investing. You should always check with your professional advisor prior to using the equity in your home for investment purposes.

Please call us today to see if this option is the right choice for you.

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David Carruthers is a credit representative (Credit Representative Number [400226]) of BLSSA Pty Ltd (Australian Credit Licence No. 391237).