Fixed Interest Rate Home Loan

This loan has a set interest rate for a period of time. This means you know exactly what your repayments will be for your fixed rate term.

If you are unsure about whether to take a fixed or variable rate - you should consider a Split Loan.


  • Fixing the interest rate for a period of time insures against future rate rises.
  • It is easy to budget for the same regular repayment each month.


  • If interest rates fall you may pay more for your loan than borrowers on variable rates.
  • Most lending institutions penalized you for making additional repayments.
  • You may be penalized if you pay off your home loan before the due date.

Other Home Loans you may wish to consider or research:
Basic Home Loan
Standard Variable Rate Home Loan
Line of Credit
Professional Home Loan Package
Split Rate Home Loan

Like to know more about the home loan process then review our Guide to Home Loans.

If you would like to discuss a Fixed Rate Home Loan  or any other loan products please call us or complete the form below and we will contact you.

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Phone: 02 - 4272 8250

      02- 4271-8567

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To help us help you we have developed an online application form that collects all the necessary information we need  to assess your situation. Please take the time to complete online, its secure and easy to complete. We will receive a confirmation through our system and will contact you to discuss your situation in more detail. It only takes a few minutes to complete. Just simply click the apply online button.

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David Carruthers is a credit representative (Credit Representative Number [400226]) of BLSSA Pty Ltd (Australian Credit Licence No. 391237).