Home Loans with Accessible Line Of Credit

With this type of loan, you can access funds up to your approved limit at any time. Your salary can be paid directly into the loan account and you can access the balance of the loan at any time - like a credit card. You can use these funds to purchase shares, go on holiday, buy a new car, start home renovations or so much more!

This type of loan is not suitable for many people, therefore we suggest you should check with us to ensure this is the most suitable loan type before you proceed with this loan.


  • Money is easily accessed by cheque or ATM card linked to this loan. You can use it for living or for other investments.
  • By depositing your salary and savings into this loan you reduce the interest charge.
  • Extra repayments are allowed at any time.
  • A mortgage reduction programme can be helpful in managing this type of loan. Ask us how.


  • Ease of withdrawal means if you are undisciplined this loan can get out of control.
  • The interest rate is usually higher than Traditional Variable Rate and Low Frills Loans.
Other Home Loans you may wish to consider or research:
Basic Home Loan
Standard Variable Rate Home Loan
Fixed Rate Home Loan
Professional Home Loan Package
Split Rate Home Loan

Like to know more about the home loan process then review our Guide to Home Loans.

If you would like to discuss a Line of Credit or any other loan products please call us or complete the form below and we will contact you.

Office Contact Details

Phone: 02 - 4272 8250

      02- 4271-8567

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David Carruthers is a credit representative (Credit Representative Number [400226]) of BLSSA Pty Ltd (Australian Credit Licence No. 391237).